I got some digital photos back from the local developer. On the inside flap of the Kodak envelope (emphasis added):
"Submitting any film, print, negative or digital image to our company ... any damage or loss by our company ... wlil only entitle you to replacement with a like amount of unexposed film and processing."
Cool! No mention of digital media, just the image. Either that means they'll give me free reprints and a bunch of zeros, or they'll give me free reprints and a roll of film.